About

Amit Bhatia is an experienced Credit Risk Associate currently working at Royal Bank of Scotland (RBS). With a demonstrated history of working in the banking industry, Amit is skilled in Risk Management, SAS, and Analytics. He has a strong finance background, having completed his Master of Business Administration (M.B.A.) focused in Finance from International Management Institute - IMI. Currently, as an Associate, Credit Risk at RBS, Amit is responsible for conducting deep dive analysis on product portfolios, developing and modifying strategies for retail credit products, and providing analytical support for the development, review, and revision of credit policies to improve customer experience and portfolio quality. He also evaluates and identifies current and emerging risks and suggests actions across the business to prevent any deterioration in the Mortgage portfolio. In his previous role as a Senior Credit Risk Analyst at RBS, Amit provided portfolio, product, sector, and country level analysis for Wholesale Credit Risk Committee (WCRC) and Board Risk Committee (BRC). He also monitored and commented on Risk Appetite Status for Legal Entities both within and outside the Ring Fence. Amit has a Bachelor of Technology (B.Tech.) degree in Electronics and Communication Engineering from Government Engineering College, Ajmer. He also has experience working as a Risk Analyst at Royal Bank of Scotland, where he delivered high-quality assurance testing for SOX and Key (“Primary”) Credit Risk Controls, reviewed risk mitigation for Credit Risk and Market Risk, and provided annual plans for all Risk controls testing in consultation with Regulatory, Policy, and Credit Risk business and control specialists. Amit is proficient in test and QA and has 9.53 years of relevant experience in the banking industry. He is a highly analytical and detail-oriented professional with a passion for mitigating risks and improving portfolio quality.