About

Amit Kumar is a Director of Fraud Decision Science at American Express with over 11 years of experience in Risk Management. He has a deep understanding of data science and machine learning tools and methods, which he leverages to drive business outcomes. Amit has extensive experience in Credit Risk, Fraud Risk, and Collection Decision Science, and is skilled in SAS and Python. As a Senior Manager of Accertify Decision Science at American Express, Amit led a team of 5 analysts in providing fraud solutions to merchants for online transactions. He consulted with clients regularly to help them with the latest fraud prevention solutions. Amit also led the development and implementation of the first and second generations of Airlines models, which paved the way for future industry models at Accertify. This led to annual fraud savings of more than $10MM across 15 clients. Additionally, he led the development of Travel Gen 1 Models with an estimated fraud saving of more than $13MM across 14 clients. Amit is also responsible for conceptualizing and developing a machine learning-based fraud solution to be offered to clients as soon as they onboard with Accertify (Day-1). This is a big competitive advantage for Accertify. He is working on the effort to standardize and monitor the attributes across clients, as Accertify has 250+ clients with custom data flowing from each. Amit is also leading the initiative to create meaningful insights from the newly developed in-house capability (BEACON), which captures user’s web browsing behavior while making online purchases. Amit holds an MBA from NITIE and a Bachelor's in Information Technology from Delhi University. He is skilled in ML, Data Science, Python, and Web technologies. Amit has 14.44 years of relevant experience in the industry. He is also a blogger and shares his knowledge and experience in the field of Risk Management, Data Science, and Machine Learning.