About

Dhiwakar Baskaradoss is a seasoned product management professional with over 9 years of experience in the financial industry. Currently, he is a Senior Product Manager for Risk Services Externalisation at PayPal, where he manages various fraud prevention and ID proofing products that help merchants, enterprises, and marketplaces fight and mitigate fraud and other financial crimes on their platforms. Dhiwakar is a hybrid practitioner, with a passion for turning data into products, actionable business insights, and meaningful stories. He has a diverse range of domain specialties, including Embedded Finance, New Account Origination/Account Opening Protection, Account Takeover Prevention, Social Engineering Scam Prevention, Transactional Fraud Prevention, Financial Crime and AML, Buyer Risk, Buyer Seller Collusion, Behavioral Biometrics, Cognitive Analysis, Card & Digital Payments, Loans & Credit Risk. His technical and functional capabilities include product management, market research, agile project management, consumer needs assessment, consumer segmentation and targeting, UX prototyping, user research, go-to-market and commercialization, sales enablement and training, statistical analysis and data mining, and data visualization. Dhiwakar has worked with several companies in the past, including Simility, where he was a Product Manager for Fraud & Financial Crime Prevention. He was instrumental in architecting the fraud prevention systems for players ranging from classified/e-Commerce platforms to top financial institutions & payment service providers. He also worked at Karvy Financial Services Limited as a Manager for Credit Products and Risk Analytics, where he developed predictive analytics models for reducing credit defaults and improving asset quality. Dhiwakar holds a Master of Business Administration (M.B.A.) in Finance, Economics & Technology from IIM and a Bachelor's Degree in Electronics and Communication from Anna University. He has expertise in product management, research science, Python, frontend development, big data, and integration.