About

Gaurav Kathpalia is a Senior Consultant at Deloitte, with over 7 years of experience in Analytics, primarily in the Retail Banking Credit Risk domain. He has worked with renowned brands such as EXL and Snapdeal in the past. Gaurav has hands-on experience in developing Mortgage Impairment non-Model data for reporting and has worked on the process flow of Post Model Adjustment. At EXL-Inductis, Gaurav worked as a Senior Business Analyst, where he was responsible for requirement gathering and bringing all stakeholders to a single platform, coordinating among bank business, Bank Technical business team, Product Group, Vendors at client location. He also co-ordinated and supported the delivery of IFRS 9 non-models and provisioning methodology changes. Gaurav has explored approaches to schedule jobs using SAS Management console for the mortgage portfolio. As a Business Analyst, Gaurav created a data dictionary for the set of variables used for impairment through calculation engine. He also developed SAS-EG script to extract data from different sources and prepared a technical document for the onshore team for the implementation of PMA engine and Adjustment Fee Calculation Engine. Gaurav has also provided inputs for calculating adjustments for Economic Capital (EC) and Risk Capital (RC). Gaurav holds a Master of Technology degree in Information Technology from SRM University and a Bachelor of Engineering degree in Information Technology from the Institute of Information Technology and Management Gwalior. He has also completed a bachelor's degree and a master's degree in Technology from SRM University. Gaurav's tech stack includes ETL and Integration, and he has relevant experience of 8.27 years.