About

Nelly Esperanza is a Market Risk Officer at Bank of America with over 3.77 years of relevant experience in the field. She is responsible for managing the global credit and special situations of the bank. Nelly has a strong background in risk rating and analysis, having previously served as an Enterprise Credit Risk Officer in the Risk Rating Group at Bank of America. During her tenure, she performed obligor financial factor analyses to identify risk-sensitive obligors during the COVID-19 environment, designed a Tableau scorecard inventory dashboard, and completed dozens of ad hoc requests utilizing SAS and SQL. Nelly has also worked as a Credit Risk Summer Analyst at Morgan Stanley, where she was responsible for presenting internal rating recommendations for midstream oil companies and performing fundamental counter-party credit risk analysis on two hedge funds. Nelly has a Bachelor of Arts degree in Economics, Global Studies Health and Environment in Latin America, and Environmental Science from the University of North Carolina, where she graduated in 2019. She also attended North Carolina Central University from 2013 to 2015. Nelly's technical skills include SQL, and she has experience working with data analysis tools such as Tableau. She has also led the development of the Country Risk Scoring model, producing the first On-going Monitoring Report through data analysis and technical writing, ensuring healthy model performance. Nelly is a detail-oriented professional who is passionate about risk management and analysis. She has proven experience in identifying potential risks and developing strategies to mitigate them.