About

Prachi Agrawal is a highly accomplished VP at Goldman Sachs with a diverse background in finance and technology. She has previously worked at Morgan Stanley and holds a Bachelor's degree in Biomathematics, Bioinformatics, and Computational Biology from the Indian Institute of Technology, Kharagpur. Prachi has also completed a Financial Risk Management program from GARP. At Goldman Sachs, Prachi is currently leading a team of six mortgages structuring strats in Bangalore, responsible for structuring and pricing of RMBS and ABS securitizations in EMEA and APAC regions. She has designed different home loan products based on market demand and opportunity, analyzed the impact of different loan features on advance rates, and created securitization structures and waterfalls incorporating investor preferences. Prachi has also priced different European asset-backed PL/RPL/SPL portfolios based on rated securitization exit and developed rating agency models to estimate PD LGD on the portfolio in different rating scenarios. Prachi has also contributed significantly to improving team efficiency and turnaround times by developing automation tools, documentation, and creating knowledge sharing processes. She has launched lending platforms in Japan, UK, and Netherlands and structured senior financing deals for fintech startups in Europe and India. Prior to joining Goldman Sachs, Prachi worked at Morgan Stanley as an Associate, where she worked on functional and performance improvement of Java-based Portfolio Accounting System. She has also completed four months of training in Java, C++, Software Engineering, Unix, Financial Markets, Investment Banking, Derivatives Pricing, Portfolio Management, and Quantitative Analysis in Finance. Prachi has a strong educational background, with a Bachelor's degree from IIT Kharagpur and experience as a Summer Research Intern at the University of Alberta. She has expertise in tech stack such as Senior Software Engineer, Java, Research Scientist, Reinforcement Learning, Supervised Learning, and Mobile. With 3.45 years of relevant experience, Prachi is a skilled professional who has made significant contributions to the finance and technology industry.