About

Prahalad Prabhakar is a highly skilled Data Scientist with almost 5 years of relevant experience in the field of Data Science and Risk Analytics. Currently working at HDFC Bank, he is responsible for developing and implementing data-driven solutions to improve business outcomes and mitigate risks. Prahalad's previous experience includes working as a Business Analyst at Cognizant and as a Summer Intern at Citibank. During his time at Citibank, he was part of the FP&A team that supported the bank's North America Mortgage products. He was responsible for tasks such as understanding the applicable guidelines for capital adequacy, stress testing, and recovery plans as per norms set by the US Federal Reserve System. He also prepared a spreadsheet model to assess the impact of recovery actions on Citibank's P&L and capital levels during 9 quarters of stress. Prahalad's suggestions for changes to the model were accepted and resulted in a significant increase in capital and accuracy of the model. He also studied the mortgage products, their revenue streams, and business across two regions (Citi USA and India) and identified key opportunities. Prahalad holds a PGDM in Finance from Welingkar Institute of Management and a Bachelor of Engineering in Information Technology from Dwarkadas J Sanghvi College of Engineering. He is highly skilled in various technologies such as SQL, Python, ML, AI, Deep Learning, Neural Networks, Azure, and Backend. Prahalad is also proficient in product management, web development, testing, and UI design. Overall, Prahalad is a highly motivated and skilled Data Scientist with a passion for using data to drive business outcomes. His experience in the finance industry and his technical skills make him an asset to any organization.