About

Ricky Jacob is a seasoned fintech professional with over 12 years of experience in the industry. He has built several successful fintech platforms, including TRDR, KRED, Paysack, and funq. TRDR is an automated investment technology that enables stock market investing on autopilot, while KRED is a digital banking platform for cooperatives that promotes financial inclusion. Paysack is a financial wellness platform for employees that provides benefits and reimbursement wallets and cards. Funq is a student banking platform that offers payments and digital banking infrastructure for educational institutions. Currently, Ricky is working as a Senior Fellow for Fintech at Kerala Startup Mission, where he is responsible for building and growing the fintech ecosystem in the state of Kerala. He partners with fintech startups, banks, financial institutions, and other key stakeholders to design fintech startup incubation and accelerator programs in the state. Prior to his current role, Ricky co-founded TRDR.money, where he was a founding team member. TRDR.money's Smart Portfolio Approach (SPA) provides a dynamic portfolio of stocks that ensures superior performance and handles downturns automatically, making investing in the stock market simple, affordable, and profitable for all. Additionally, he founded Funq, a student banking platform that offers contactless payments, cards, wallets, and QR codes for digital campus transactions. Ricky holds a PhD in Computer Science from Maynooth University, an MSc in Spatial Information Technology from the University of Madras, a Diploma in GIS and Remote Sensing from the Centre for Environment and Development, and a Bachelor's degree in Computer Application from Bangalore University. His tech stack includes Web3, mobile, and infrastructure. Overall, Ricky is a dynamic and innovative fintech professional with a proven track record of building successful platforms that promote financial inclusion and simplify financial transactions.