About

Smita Kumari is a seasoned Product Owner with over 6 years of experience in the Cards and Payment Industry, specializing in end-to-end implementation and project management. With a strong background in Issuing, Acquiring, POS, and exposure to IST switch and simulator tools like NIV, T3, Smita has a comprehensive understanding of ATM, POS, EMV, Contactless EMV, and transaction flows. She also possesses a good knowledge of ISO 8583, ISO 7816, and ISO 14443 Standards message specifications. Smita is a certified/tested Issuer Switches, Acquirer Switches, Terminal Applications for the acceptance of RuPay Dual Interface cards, and has a thorough knowledge of Discover, RuPay Dual Interface, and JCB card schemes specifications. She is currently working as a Product Owner at Ingenico, where she is responsible for managing products and driving their success in the market. Prior to her current role, Smita worked as a Cards & Payments Consultant at Infosys, where she contributed to the build and feature of MI Issuing Platform of Mastercard client, leveraging her payments domain expertise and functional testing knowledge. She has also worked as an Implementation Specialist at Mastercard, where she was responsible for onboarding new customers, implementing network connectivity for transaction handshake, and performing Network Interface Validation (NIV) testing. Smita holds a Post Graduate Diploma in Banking and Finance from Narsee Monjee Institute of Management Studies, a Bachelor of Technology in Electronics and Communications Engineering from APJ Abdul Kalam Technological University, and a Certificate in Product Management from ISB. She also has a 12th and 10th degree from Bishop Johnson School and College. Smita's tech stack includes product management, parts-of-speech, test, and UI. With 3.78 years of relevant experience, Smita Kumari is a highly skilled and accomplished Product Owner with a proven track record of delivering successful products and driving business growth.