About

Swarnima is a dynamic and motivated professional with over 6 years of experience in analytics and strategy at B2C fintech companies across the UK, US, and India. She currently works at Goldman Sachs as a Digital Collections Strategy lead, where she specializes in credit risk and collections strategy within the fintech industry. Swarnima's expertise lies in collections and product strategy, consumer lending, customer experience, agile methods, debt collection, and data analysis. She has a proven track record of delivering successful projects in these areas, making her a valuable asset to any team. Prior to joining Goldman Sachs, Swarnima worked at Ola, where she held various positions, including Manager of Collections Strategy & Analytics and Risk Product Manager. In these roles, she was responsible for end-to-end ownership of projects that involved setting up real-time decision capabilities, revamping rules used in post-paid underwriting and fraud prevention, and other related tasks. Swarnima holds a Bachelor of Technology in Electrical, Electronics and Communications Engineering from VIT, where she graduated in 2015. She also completed her All India Secondary School Examination and All India Senior School Certificate Examination at Jawahar Navodaya Vidyalaya, where she achieved outstanding results. Swarnima's technical skills include product management and integration, allowing her to effectively manage projects and collaborate with cross-functional teams. With almost 7 years of relevant experience, Swarnima is a highly skilled and accomplished professional who is dedicated to achieving success in her career.