About

Vishal Kumar is a highly skilled Data Science professional with over 5 years of experience in the Information Technology and Finance Industry. He has a strong academic background, having completed his M.Tech in Computer Technology with specialization in Cognitive and Intelligent Systems processing from IIT Delhi. Vishal has extensive experience in executing complete life cycle of Data Science Projects. He has developed Machine Learning Model for Credit risk for Car Loan portfolios and Customer behavioral Scorecard for existing Customers. He has also implemented Deep learning, Reinforcement Learning, recommender systems for Database performance optimization solutions at a production scale. Vishal is proficient in a range of software skills, including Python, SQL, Keras, Tensorflow, Pandas, Numpy, Docker, Kubernetes, and Google Cloud Platform. He is skilled in Supervised and unsupervised learning, Machine Learning, Deep Learning, Predictive Modeling, Decision Trees, Recurrent Neural Networks (RNN), Feature Engineering, Data Analysis, data modeling, orchestration, cloud deployment, automation, and CI/CD. Currently working as a Data Scientist at neo verify, Vishal has developed tailored state of the art Credit Risk Scorecard Model for more than 16 clients dealing in Autoloan using statistical predictive model like logistics regression. He has also assessed the risk of existing customers based on their recent accounting transactions, recent financial information, including repayment performance, delinquencies, credit bureau data, and their overall relationship with the lender. Additionally, Vishal has used machine learning models to predict when outstanding invoices for EMI will be paid, ultimately optimizing collection strategies. Prior to joining neo verify, Vishal worked as a Senior Software Engineer (Data Science) at HCL, where he implemented Deep learning, Reinforcement Learning, recommender systems for Database performance optimization solutions at a production scale. He also deployed auto-scalable machine learning application on Google cloud platform with Kubernetes, and organized organization-wide Tech Meetup on Artificial Intelligence. Vishal has also worked as a Teaching Assistant at Indian Institute of Technology, Delhi. In summary, Vishal Kumar is a highly skilled Data Science professional with expertise in Deep Learning, ML, Research Scientist, SQL, Python, Reinforcement Learning, Pandas, Neural Networks, Recommendation system, XGBoost, Kubernetes, Keras, Computer Vision, RNN, NLP, CI/CD, Docker, Tensorflow, and Software Engineering.